It's cold, wet and it's fall... I think fall is going to pass quite quickly this year and it will be winter-like conditions very soon. We did have a very pleasant loooong summer, so this is what we get.
It was a rough week for me. I didn't return Mr All-American's car... only because I didn't see him. We were scheduled opposite days. I have been sick. I guess I could term it "terrified sickness"... I've been floundering around. I've been terrified of the mere thought of living without a car... my freedom... my independence... GONE.... all gone...
There has been this thought in my head for many years now, that I simply cannot survive without a car.
It's been ringing in my head now louder than ever and I've been scared shitless. I don't know WHAT to do.
I have felt pressure from ALL sides of me to buy another car, at home, at work and from friends... and from myself too.
If I buy a car right this minute I can't pay rent... If I don't pay rent?... That means the three of us have no place to go. These people slap out eviction notices pronto.
So, I've been pretty deep in thought for the past couple of weeks.
I have come to these conclusions...
I cannot afford a car right now. ( if I could I would still have the Sonata that was just repo'd)
Being without a car is not the end of the world for me.
I must stop letting others persuade me in my choices of purchases.
AND once again (just to make a big fat point...)
I cannot afford car right now.
I've been faithfully planning finances and budgeting and STILL find myself running short and wondering WTF?!? Where does it go? Now after delving in even deeper and REALLY nickle and diming it, I am seeing things that have surprised me... there are a lot of hidden costs to having a car, things that you really don't think about... and as far as I go I usually just toss those costs into the old misc. file or even the grocery file... But when I think about it... hey!... The week before I lost the car I purchased windshield wipers and fluid, oil, a car wash, and renewed the tags... about 100 bucks worth of added expense... it's stuff like this that I don't really think about but I have done because I have to in order to maintain a car.
A car costs more than just the car payment, insurance and gas... I know this... but WHY didn't I bother to figure it out on paper before? Personally, the price of gas has me completely distracted... Oh dear heavens WHAT is gas going to cost TODAY?
I want to try this for a while... getting by without a car...
The more I keep working it out on paper the more I've been thinking... Maybe I can dig myself out of the financial mess I've been in by NOT having the expenses of a car?
Remember how I said I wanted to disentangle myself from RuffMuff?
Well, her contract from the paper route is being canceled as of November first and since that's happening she wants to take back over all of the merchandising work because her income will be lacking. Which means Wally and I no longer have the paper route or the merchandising jobs.
Geez.. I'm disentangled... that was easy!...
It did help fuel my "terrified sickness" though. OH NOOoooo!!!.... No EXTRA WORK???? No EXTRA INCOME???
Until I got to thinking about it and putting it on paper. It turns out that after paying for gas and for 10 hours of work every other Friday Wally and I walk away with under 50 dollars of pay for the paper route. This week for the merchandising was a REAL bust... I was handed 60 bucks for two weeks worth of work in three different towns. I LOST money after paying for gas to get where I needed to go to do the jobs... basically, I PAID for going to work...
So after figuring this out, I am VERY okay with losing these jobs... and I must stop beating myself over the head about it thinking that I'm missing out on something, because I'm not.
I know I can get to work and back to Twilight without a car. It will just take more time. I think I should just make better use of my time...
I'm thinking about this in a very optomistic way now. Maybe I'm wrong. Maybe I'll be regretting this when I'm knee deep in snow hoofing it to the bus-stop only to find that the bus service is canceled. (Oh, I hope I'm kidding) But I'm thinking right now that this will be good.
It will cut my expenses. A LOT. I could use the extra excercise. Maybe I'll drop the excess poundage I've been carrying around? Being out and up close in town (instead of wizzing by in a car) maybe I'll have a better chance of finding a secure second job?
Yes, I'm thinking this will be okay...
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